Extended protection

Replacement and Repair Insurance

Security and protection from unexpected loss or repair of your vehicle

Companion Replacement Insurance

The choice for comprehensive coverage

Comprehensive coverage with no annual renewals, no annual increases and no chance of cancellation due to driving experience or losses.

Your new vehicle is replace with a current model in the event of total loss due to theft, fire or accidental damage. For pre-owned vehicles you get the advantage of a replacement credit that is adjusted annually for inflation. Plus, rental vehicle coverage where your primary insurer leaves off.

Us vs Other Programs

Companion Replacement Insurance
  • Replacement vehicle is a current model
  • Fixed Premium
  • Fixed Term
  • Interest Rate Protection
  • New and Pre-owned
Other Programs
  • Insurer chooses the model year
  • Premium may increase on an annual basis
  • Annual renewal contingent on driving experience and losses
  • No Interest rate protection
  • No available on pre-owned vehicles

Companion Gap Plus

Protection against the unexpected

In today's fast-paced world, your vehicle's real value will decline faster than the balance you own on your vehicle loan. This could leave you liable for thousands of dollars of financial liability or negative equity in the event that your vehicle is written off. That is over and above what your insurance policy will pay out.

This "gap" can be covered by Companion GAP Plus insurance - which provides the top-up coverage to your insurer's total loss payout and provides affordable peace of mind.


Silent Sentinal

The ultimate anti-theft protection

Vehicle theft is a large problem in Canada with about 300 cars stolen every day. New vehicles, SUVs, trucks and those in metropolitan areas are high theft risks

Let Silent Sentinel protect your vehicle. with your VIN number etched on to major parts of your vehicle, and provide coverage in the even your vehicle is a total loss due to theft

Simply Efficient
  • Silent Sentinel deters vehicle thieves before they enter your vehicle
  • Drive and passenger-side window decals notify potential thieves that your vehicle is protected
  • Silent Sentinel can't be altered or bypassed without replacing major parts of your vehicle, which is too costly and risky for thieves or "chop shops"
  • Silent Sentinel works 24 hours a day, 35 days a year, even with valet parking
  • Silent Sentinel is passive. There is nothing to turn on or off

Auto Mechanical Assistance

Protection when your manufacturer's warranty expires

The frequency of repairs increases with kilometres and time. The SAL Protection Plan for your vehicle's components takes over when you manufacturer's warranty expires.

Auto Mechanical Assistance helps cover Engine, Turbocharger/Supercharger, Transmission, Transfer Case, Drive Axle, Steering, Brakes, Electrical, Air Conditioner, Fuel System, Front and Rear Suspension, Cooling System, Enhanced Electrical.

Option 1: 24/7 Roadside Assistance & Rental Towing up to 50km to a destination of your choice. Other coverage: tire, battery, locksmith, fluid delivery and mechanical first aid. $50/day (up to $250) of rental vehicle coverage in the event of an eligible mechanical breakdown

Option 2: Seals & Gaskets All seals and gaskets are covered except those components listed in the exclusions section of your policy.

Tire and Rim Protection

Protect yourself from the costs of unexpected tire and rim repairs


Coverage is available on new pre-owned and leased vehicles. Multiple terms are available to match your budget and lifestyle.

Peace of Mind

We will repair or replace any flat tire and or damaged rim due to road hazards such as potholes, cracks, nails and glass*

Food & Lodging

Coverage for up to $50/day (3-day maximum) should you get stranded more than 400km from home.

Road Service

Protection includes road service with a benefit of up to $100/claim.

*Please refer to the Diamond Kote® Warranty for a detailed explanation of exclusions, limitations and coverage.

Protection includes:

  • Tire repair or replacement
  • Rim repair or replacement
  • Mounting and balancing
  • Valve stems
  • Taxes
  • Towing
  • Road service
  • Coverage extended to seasonal tires
  • Zero deductible
  • Coverage for new, pre-owned and lease vehicles.

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